On the service path for start-ups, we provide practical guidance in, for instance,
- assessment of your business idea
- sales and marketing
- applying for funding and the start-up grant
- setting up a company
You can also receive help in the development of your product and service ideas, and in the processing of your ideas into innovations. If certain criteria are met, your company can also take part in a business accelerator.
When considering becoming an entrepreneur or setting up a company, take part in our Entrepreneurship Info event. Our concise information package will help you take your first steps in the path of entrepreneurship. If you need additional assistance, please contact our experts.
Entrepreneurship Info events take place on Tuesday every second week, 3.00 pm, starting 7th January 2020. Info events will be held in Luotsi premises (Shopping center Centrum, Kauppakatu 29, 80110 Joensuu).
Read more about the events on our events calendar. The calendar also includes other current events related to entrepreneurship and the development of business activities.
Check out Yritystulkki business services and other digital services.
Do you consider starting a business? Watch the videos below. You will find many practical tips for starting a business! Once you’ve watched the videos and if something bothers you, contact our experts. Tell us, how we can help you! You can book an appointment via our calendar.
Watch the ‘Me? An entrepreneur?’ video to learn about the following aspects of starting a business:
1: Intro: Me? An entrepreneur?
2: Forming your business concept
3: Finding customers? (1:52)
4: Business forms and the many forms of entrepreneurship (2: 54)
5: Business Plan (BP) (3:56)
6: Financing (4:45)
7: Startup grants (6:14)
8: Business income tax and value added tax (7:46)
9: Insurance (9:27)
10: An entrepreneur’s unemployment protection (10:09)
11: Business registration and administrative permits (10:53)
12: Accounting (12:12)
13: Summa summarum
The FAQ contains theme-specific answers to questions about starting a business. If you can’t find the answer you’re looking for, please contact our Business Helpdesk on 010 419 8011 (Mon–Fri 9.00–17.00).
Where can I book a business advice session?
You can book a business advice session by contacting the On-call business service by phone on 010 419 8011 (Mon–Fri 9am–5pm) or through the online booking service.
How quickly will I get to see a business adviser?
As a general rule, we aim to arrange the meeting for within one week of when you contact us.
How much does a business advice session cost?
Business advice sessions are free of charge.
Where should I begin when setting up a business?
Come and talk with us at one of our Business Info events, which are held every two weeks, and book a time there for a business advice session. View the Business Info times on our event calendar.
You can view beforehand the information and materials of the Business Interpreter service.
Do I need to make a business plan?
If you intend to apply for funding, a business plan will be required for the funding application.
Making a business plan is recommended in any case as it helps you to work through the central aspects of running a business and helps you to think about your business concept from different perspectives, which in turn helps you to further develop your idea.
Can I test out my business idea before setting up a business?
Talk to potential customers about their needs and ask them to assess whether your business idea meets those needs.
You can try out your business idea through either light entrepreneurship, a co-operative, or as a part-time entrepreneur. You can come and discuss these options more at a business advice session.
You can develop your idea by testing it out using, for example, the Business Model Canvas approach.
Where can I get external funding for starting a business?
Book a time with the business advice service, then you can work out which financing options suit you best.
The possible funding channels for new businesses include:
I don’t know how to make the calculations. How can I move things forward?
We will advise you on how to make cost and funding calculations and how to price services and products. Book a business advice session with us.
Which registers do I need to register for when setting up a company?
When setting up a business, you can at the same time register with the Companies Register, the Finnish Tax Administration’s Preliminary Tax Withholding Register, the VAT Register and the Register of Employers.
For more detailed instructions, see the Tax Administration website:
New entrepreneur – how to start up a business and manage its taxes
If I start a part-time business, will I lose my unemployment benefit?
Part-time entrepreneurship is possible also when unemployed. Take a look at the TE Services guidelines.
If you’re unemployed, contact TE Services before starting your business.
If my business activities stop, can I receive unemployment benefit?
If you are a member of an unemployment fund intended for entrepreneurs, you will receive entrepreneur’s unemployment benefit for 400 days according to the level of the cover you paid provided that you have been a member of the fund for at least 15 months and have been paying a YEL contribution of at least €12,576 in accordance with your YEL income level.
If you are not a member of one of these unemployment funds, you will receive only the basic unemployment allowance for up to a maximum of 400 days, and only if you have been a member of the fund for at least 15 months and have been paying a YEL contribution of at least €12,576 in accordance with your YEL income level. After this, it is possible to obtain discretionary labour market support.
If the employment conditions are not fulfilled, there is still a possibility of receiving discretionary market labour support.
There are many reasons why a business may fail. Below are listed some common reasons:
- The business has been started with ‘too little money’, meaning that attention has not been given to the likelihood of operating at a loss for the first few months. It should be assumed that for the first few months of a business’s operations, the costs will be greater than the income. It takes time for customers to discover the business.
- Sometimes a new entrepreneur overestimates their sales income and underestimates their operation costs. We recommend that you overestimate your costs by 20% and underestimate your income by 20%. The actual figures will often end up somewhere in the middle.
- Sometimes one doesn’t know who is buying the company’s products and so the marketing does not reach the right customers. Purchasing must be made as easy as possible for the customer. Productisation helps to bring success. It’s not wise to just trust that people will hear about the company by word-of-mouth. Sometimes profitable business is just a matter of timing.
You can book a business advice session at any point in the process. Don’t just try and work it out on your own, you can always come and discuss matters with us. The Business Joensuu services are available for all stages of the business life-cycle.